Once the Gamer as well as Lender overalls are figured out, there after that adheres to a collection of rules regarding taking a 3rd card or not. If the Player or Lender has 8 or 9, it is called a natural, and they win the hand. Lastly, if the player draws a nine, 10, face card or an Ace as a third card, lender has to draw when its total is from 0-3